We structure capital for small and mid-sized businesses and real estate investors — combining institutional-grade underwriting with the speed the market actually moves at.
Send the basics and one of our advisors responds personally — no automated runaround, no obligation.
Seven programs covering acquisition, renovation, rental portfolios, new construction, refinancing and raw land. Every figure below is current.
High-leverage rehab financing engineered for professional investors scaling renovation portfolios. We structure financing that covers 100% of construction costs to maximize your return on capital.
Qualify on the property's cash flow, not your personal income.
Flexible construction capital, structured around the builder's strategy.
Fast-track capital for time-sensitive acquisitions.
Finance the acquisition of commercial property on the date the contract sets.
Replace expensive debt or pull equity out of a property you own.
Capital for builders banking lots and investors developing land.
Wherever the property is, the process is the same one: we take your file to the lenders that actually fund that asset class in that state.
Loan amounts start as low as $100,000, and we hold the same standard of service on every transaction regardless of size.
Bridge financing funds in 7–10 business days, and land deals average 17 days to close.
Deep lender relationships across the country, with localized market knowledge behind every term sheet.
DSCR qualification on rental income, no personal income documentation, and no prepayment penalties on select programs.
No automated runaround and no handoffs. The advisor you speak with first is the one who takes the file to closing.
A short conversation about the property, the numbers and your timeline. No documents yet and no credit pull.
We match the file to the lenders whose criteria it actually fits. Because we are a broker, the same deal gets more than one read.
You get the structure, the leverage and the cost side by side, with what each lender will require to close.
Appraisal, title and conditions, tracked to the closing date. Most of what goes wrong in commercial financing goes wrong in the handoffs, so we do not hand you off.
Commercial Lending Capital helped me with my first fix and flip loan and guided me through all of the paperwork with professionalism. I learned a lot from Arturo and his prior experience in the business, and I was able to access the funds in less than 20 days.
I contacted Commercial Lending Capital not knowing exactly what was needed or how to proceed with my first-ever DSCR loan. Arturo and Jenny went the extra mile explaining all aspects of the loan and funded it without any issues.
I was in the process of talking to several lenders to obtain capital for my first ground-up construction project. When I contacted Commercial Lending Capital, Arturo and his team walked me through the entire process, oriented me on budget preparation, and guided me through with ease.
I was in the market trying to refinance my daycare business. I came across Commercial Lending Capital, and their team held my hand from the original application until closing day, guiding me through every step needed to secure a low interest rate and good terms for my refi.
Since we decided to start our own business in fix and flips, we didn't know a lot about the industry. We came across Commercial Lending Capital, and after a couple of Zoom calls with Arturo, he explained in detail the pros and cons of the business. We applied for a loan, which was approved, and our first deal was a great success — thanks to all the guidance they gave us in those meetings.
The short answers. Each loan program page carries the questions specific to that product.
We are a commercial loan broker. We do not lend our own money — we structure your file and place it with the lenders whose criteria it fits. That is the point: a single lender has one set of rules, and your deal either fits it or it does not.
It depends on the program. Bridge financing funds in seven to ten business days and land deals average seventeen days to close; construction and refinance files take longer because there is more to verify. What usually sets the pace is how quickly the appraisal, the title work and your documents come together.
Loan amounts start at $100,000, and we hold the same standard of service on that file as on a $50 million one.
Yes. We are based in Lutz, Florida and place financing nationwide, with localized market knowledge behind each term sheet.
Yes, start to finish — the first call, the documents and the closing. Our advisors work in English and Spanish.
An advisor responds personally — not an automated sequence. The first conversation is about the deal, with no documents and no credit pull, and there is no obligation to move forward.
Have a commercial property, investment, construction, or development project in mind? Start a conversation with our team about your financing needs.
No obligation. Financing availability and eligibility are subject to applicable requirements and individual circumstances.
