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Terms & Conditions

Effective date: June 23, 2026

These Terms and Conditions (“Terms”) apply to your access to and use of the website, communications, and services provided by Commercial Lending Capital, LLC (“Commercial Lending Capital,” “we,” “us,” or “our”).

Please read these Terms carefully.

1. Acceptance of Terms

By accessing or using our website, submitting an inquiry, scheduling a consultation, communicating with us, or otherwise using services provided by Commercial Lending Capital, LLC, you agree to these Terms.

Your consent to receive SMS or MMS messages is separate from your acceptance of these Terms.

You are not required to consent to SMS or MMS communications as a condition of purchasing, requesting, or receiving services from Commercial Lending Capital, LLC.

If you do not agree to these Terms, please do not use our website or services.

2. Description of Services

Commercial Lending Capital, LLC provides professional support and guidance related to commercial financing inquiries involving businesses, commercial real estate, investment properties, construction projects, development opportunities, and other qualifying commercial projects.

Our services may include:

  • Initial inquiry support
  • Consultation communications
  • Commercial project information review
  • Client communication support
  • Appointment scheduling and reminders
  • Onboarding communications
  • Document-related communications
  • Service updates
  • General information concerning commercial financing services
  • Customer and client support

The availability, structure, requirements, rates, terms, and timing associated with any financing opportunity may vary based on individual circumstances and applicable financing criteria.

Information presented through our website or communications does not constitute an approval, financing commitment, or guarantee that financing will be available.

3. Communications

Commercial Lending Capital, LLC may communicate with you through methods including telephone, email, website forms, online systems, and SMS or MMS text messaging.

The communication methods used may depend on:

  • The information you provide
  • Your inquiry
  • Services you request
  • Your communication preferences
  • Applicable consent requirements

Submitting a website inquiry does not automatically constitute consent to receive marketing or promotional SMS messages.

4. SMS and MMS Messaging Program

Commercial Lending Capital, LLC may offer SMS and MMS messaging programs for non-marketing and marketing communications.

SMS consent is voluntary.

Messaging consent is collected separately from acceptance of these Terms and from any general website inquiry.

For website-based opt-in, users must affirmatively choose to receive messages, and messaging consent controls must not be preselected. Twilio’s current A2P guidance expressly requires voluntary, separate opt-in and permits the user to complete the underlying action without accepting SMS consent.

Consent to receive SMS or MMS messages is not a condition of purchase.

  • Message frequency varies
  • Message and data rates may apply

Mobile carriers are not liable for delayed or undelivered messages.

4.1 Non-Marketing SMS Messages

When you voluntarily opt in to receive non-marketing SMS or MMS messages from Commercial Lending Capital, LLC, you may receive messages concerning:

  • Your inquiries
  • Consultation communications
  • Appointment confirmations
  • Appointment reminders
  • Requested information
  • Onboarding instructions
  • Service-related updates
  • Document reminders
  • Customer or client support

Other communications related to an inquiry or service interaction initiated by you.

Non-marketing SMS messages are intended to support an existing inquiry, requested communication, scheduled consultation, or applicable client interaction.

4.2 Marketing and Promotional SMS Messages

When you separately and voluntarily opt in to receive marketing or promotional SMS or MMS messages from Commercial Lending Capital, LLC, you may receive messages concerning:

  • Commercial Lending Capital, LLC services
  • Commercial financing information
  • Company updates
  • Business updates
  • Service announcements
  • Promotional communications related to our services

Marketing consent is collected separately from non-marketing messaging consent.

Providing consent for non-marketing messages does not automatically enroll you in marketing or promotional SMS communications.

5. SMS Message Frequency and Charges

Message frequency varies based on your interaction with Commercial Lending Capital, LLC, your inquiry or service activity, and the type of SMS consent you provide.

Message and data rates may apply according to your mobile carrier and wireless service plan.

Commercial Lending Capital, LLC does not control charges imposed by your mobile carrier.

6. SMS Opt-Out and Revocation of Consent

You may opt out of SMS or MMS messages at any time by replying STOP to a message from Commercial Lending Capital, LLC.

Where supported by the applicable messaging platform, other recognized opt-out keywords may also be processed.

After an applicable opt-out request is processed, you may receive a final confirmation message acknowledging your request.

We will not continue sending SMS or MMS messages that require the revoked consent after the applicable opt-out request has been processed, except where otherwise legally permitted.

You may also contact Commercial Lending Capital, LLC directly to communicate a reasonable request to revoke SMS consent.

The FCC has clarified that consumers may revoke consent through reasonable methods and that revocation cannot be restricted exclusively to a particular keyword.

Opting out of SMS or MMS messages does not automatically unsubscribe you from email communications or other communication methods where those communications are otherwise permitted.

7. SMS Help and Customer Support

For assistance with SMS or MMS communications, reply HELP to a message from Commercial Lending Capital, LLC.

You may also contact us at:

Email: [email protected]

Phone: 813-701-1038

SMS terms should clearly identify the program or brand, provide customer support information, explain opt-out procedures, and disclose recurring messaging where applicable. HighLevel’s current A2P guidance identifies these as important mobile terms elements.

8. Age Requirement

You must be at least 18 years old to use our services or participate in our SMS or MMS messaging programs.

By providing a mobile telephone number and opting in to receive SMS or MMS messages, you represent that:

  • You are at least 18 years old
  • You are authorized to use the telephone number provided

You have authority to provide applicable messaging consent for that telephone number.

9. Commercial Financing Information Disclaimer

Information provided by Commercial Lending Capital, LLC through its website, communications, consultations, SMS or MMS messages, or other materials is provided for general informational and commercial financing inquiry support purposes.

Website content and general communications do not constitute:

  • Legal advice
  • Tax advice
  • Investment advice
  • Accounting advice
  • A guarantee of financing
  • An approval of financing
  • A binding financing commitment

You should consult qualified legal, tax, accounting, or other professional advisors regarding matters requiring specialized professional advice.

Commercial financing opportunities may be subject to eligibility requirements, project-specific considerations, underwriting or evaluation criteria, documentation requirements, and other applicable conditions.

10. No Guarantees

Commercial Lending Capital, LLC does not guarantee:

  • Approval
  • Financing availability
  • A particular financing amount
  • A particular interest rate
  • Specific terms or conditions
  • A specific transaction or closing timeline
  • A specific business or investment result
  • A specific financial outcome

Any information concerning potential financing structures, services, timelines, or other transaction considerations is subject to applicable circumstances and requirements.

Nothing on our website or in our general communications constitutes a guarantee or binding commitment to provide financing.

11. Accuracy of Information Provided by You

You agree to provide information that is accurate and complete to the best of your knowledge when communicating with Commercial Lending Capital, LLC.

You are responsible for updating information when you become aware that information previously provided is materially inaccurate or incomplete.

Commercial Lending Capital, LLC is not responsible for delays, communication issues, or other consequences resulting from inaccurate contact information or other materially inaccurate information provided by you.

12. Acceptable Use

You agree not to use our website, forms, communications, or other systems for any unlawful, fraudulent, abusive, deceptive, or harmful purpose.

You may not:

Attempt to gain unauthorized access to our website or systems.

  • Interfere with website or system operations
  • Introduce malicious software or code
  • Attempt to damage or overload our technology systems
  • Misuse our forms or communication channels
  • Impersonate another individual or business
  • Provide information you are not authorized to provide
  • Use our services in violation of applicable law

We may restrict access to our website or communications when reasonably necessary to protect our business, clients, systems, or other users.

13. Privacy and Data Protection

Your use of our website and services is also subject to our Privacy Policy.

Commercial Lending Capital, LLC does not sell or rent personal information for third-party marketing or promotional purposes.

Mobile Information and Messaging Consent

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Commercial Lending Capital, LLC does not sell or transfer SMS consent to another business so that the other business may independently send marketing or promotional SMS messages.

HighLevel’s current A2P registration guidance specifically calls for the mobile-information non-sharing clause in the Privacy Policy, and Twilio’s website vetting requirements look for an explicit statement concerning mobile opt-in data.

Please review our Privacy Policy for additional information about how personal information is collected, used, retained, and protected.

14. Service Providers

We may use third-party service providers to support legitimate business operations, including:

  • Website hosting
  • Customer relationship management systems
  • Communications technology
  • SMS and telecommunications platforms
  • Scheduling tools
  • Analytics
  • Document management
  • Information technology services
  • Customer support systems
  • Other operational business services

Service providers may process information on our behalf when reasonably necessary to provide services to Commercial Lending Capital, LLC.

Service providers are not authorized by Commercial Lending Capital, LLC to use mobile opt-in data or SMS consent for their own independent marketing or promotional purposes.

Our use of service providers is further described in our Privacy Policy.

15. Intellectual Property

Unless otherwise stated, website content, branding, text, graphics, logos, layout, and other materials made available by Commercial Lending Capital, LLC are owned by or licensed to Commercial Lending Capital, LLC and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, republish, or commercially exploit our website content without prior authorization, except as otherwise permitted by law.

16. Third-Party Websites and Services

Our website may contain links to websites, platforms, or services operated by third parties.

Commercial Lending Capital, LLC does not control external websites and is not responsible for their content, availability, privacy practices, security, or terms.

Your use of a third-party website or service is subject to the applicable third party’s terms and policies.

17. Website and Service Availability

We do not guarantee that our website, forms, communications platforms, or other systems will be uninterrupted, error-free, or continuously available.

We may modify, suspend, or discontinue portions of our website or services when reasonably necessary for operational, security, technical, or business purposes.

18. Limitation of Liability

To the fullest extent permitted by applicable law, Commercial Lending Capital, LLC will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services.

Commercial Lending Capital, LLC is not responsible for delays, interruptions, message delivery failures, carrier network issues, or technical events outside our reasonable control.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

Our website and general informational content are made available on an “as is” and “as available” basis to the extent permitted by applicable law.

19. Changes to These Terms

We may update these Terms from time to time to reflect changes in our business, services, technology, or applicable requirements.

Updated Terms will be posted on this page with a revised effective date.

Changes become effective when posted unless otherwise stated.

Your continued use of our website or services after updated Terms become effective may be subject to the revised Terms.

Changes to these Terms do not independently create SMS marketing consent where separate consent is otherwise required.

20. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law principles, except where applicable federal law or another mandatory law applies.

Any dispute concerning these Terms will be subject to the jurisdiction of courts with applicable authority in Florida, except where otherwise required by law.

21. Contact Information

For questions regarding these Terms and Conditions, contact:

Commercial Lending Capital, LLC

Address:21110 State Rd. 54, Suite 325Lutz, Florida 33549

Email:[email protected]

Phone:813-701-1038

Website:www.commerciallendingcapital.com

Service Area:United States

Commercial Lending Capital, LLC provides professional support and guidance for commercial financing inquiries related to business, real estate investment, and qualifying commercial projects.

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Privacy Policy

Terms & Conditions

CONTACT

Commercial Lending Capital, LLC21110 State Rd. 54, Suite 325Lutz, Florida 33549813-701-1038[email protected]

Financing programs, availability, rates, terms, transaction timelines, and eligibility may vary based on individual circumstances and applicable financing criteria. Website content is provided for general informational purposes and does not constitute an approval, financing commitment, or guarantee of financing.

© 2026 Commercial Lending Capital, LLC. All Rights Reserved.

SMS program disclosures

  • Message frequency varies.
  • Message and data rates may apply.
  • Reply HELP for help. Reply STOP to opt out at any time.
  • Consent to receive SMS messages is not a condition of any purchase or service.
  • Mobile information is not shared with third parties or affiliates for marketing or promotional purposes.

Questions about these terms? arturo@commerciallendingcapital.com · (813) 701-1038

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CommercialLending CapitalCommercial Lending Capital, LLC

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Weekends by appointment

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Commercial Lending Capital, LLC is a commercial loan broker. Financing programs, availability, rates, terms, transaction timelines, and eligibility vary based on individual circumstances and applicable financing criteria. Website content is provided for general informational purposes and does not constitute an approval, financing commitment, or guarantee of financing.

© 2026 Commercial Lending Capital, LLC. All rights reserved.