Integrity
Ethical underwriting and transparent communication are the cornerstones of every partnership we build. That includes telling you early when a deal will not work.
About us
Unparalleled capital, delivered by people who pick up the phone
Commercial Lending Capital, LLC is a commercial loan broker. We build personalized, technology-driven financing for small and mid-sized businesses and real estate investors — and we hold the same standard of service on a $100,000 deal as on a $50 million one.
Deep lender relationships, applied to your specific deal
Our commercial loan brokers leverage long-standing lender relationships and targeted market knowledge to secure competitive terms tailored to each client. Because we are a broker and not a single lender, we are not trying to fit your project into one product — we are trying to find the product that fits your project.
Fluent in English and Spanish, our team works closely with clients before, during and after closing. Most of what goes wrong in commercial financing goes wrong in the handoffs, so we do not hand you off.
Loans from $100,000Se Habla Español
From a Tampa mortgage desk to capital for Hispanic investors
Arturo Giammugnani began his career in mortgage and real estate in late 1994, earning his license as a Mortgage Broker and quickly becoming a trusted resource within Tampa, FL's growing Spanish-speaking community. Building on that foundation, he transformed his brokerage into a Correspondent Lender, helping countless first-time homebuyers navigate purchases and refinances.
Jenny joined the firm in 2001, bringing her expertise to the day-to-day operations and helping shape the company's growth in the years that followed. When the market crash of 2007 reshaped the industry, Arturo and Jenny pivoted with resilience and vision, redirecting their focus and resources toward purchasing foreclosed homes at courthouse auctions. In 2009, they further expanded their expertise by becoming Licensed Real Estate Agents. Over a three-year span, they personally financed, renovated, and sold more than 400 homes, becoming seasoned experts in the fix-and-flip business.
As the economy stabilized, they added new home construction to the many phases of their growing business.
In 2025, Arturo retired from that chapter of his career, but his passion for helping others remained as strong as ever. Together, he and Jenny redirected their focus to a community close to their hearts: Hispanic small business owners and contractors, providing the capital needed to buy, remodel, refinance, and sell investment properties. Beyond their role as commercial brokers, Arturo and Jenny are dedicated mentors, guiding many of their clients through their very first investment deal with the same expertise and care that has defined their careers for over three decades.
Today, Commercial Lending Capital, LLC proudly connects the Hispanic community in all 50 states with the financing they need.
Three commitments
Speed
Time is the most valuable asset in commercial lending. We deliver capital at the speed the market actually moves at — bridge financing funds in 7–10 business days.
Strategy
Calculated lending models let us structure sophisticated financing around the specific requirements of a project, rather than around a lender’s default template.
What working with us actually looks like
No mystery, no black box. Four steps, and you know where you stand at each one.
- 01
Initial conversation
You tell us about the project, the objectives and the timeline. No documents required to start talking.
- 02
Project review
We review what you have provided to understand the property, the structure and where the financing needs to land.
- 03
Structure and options
We come back with the programs that fit, the terms we expect to secure, and the trade-offs between them — in plain language.
- 04
Through to closing
We stay on the transaction through closing and remain available afterward. The relationship does not end at the funding wire.
Where we stand
- $100,000
- Minimum loan amount
- $50M+
- Maximum on bridge financing
- 6
- Loan programs
- 15
- Property types financed
(813) 701-103821110 State Rd. 54, Suite 325 · Lutz, Florida 33549
The people who answer the phone
A small team on purpose. The advisor you speak with first is the one who takes your file to closing.
Arturo Giammugnani
Commercial loan broker
Licensed as a Mortgage Broker in 1994 and a Licensed Real Estate Agent since 2009. Built and ran a Tampa brokerage that became a Correspondent Lender, and financed, renovated and sold more than 400 homes.
English and Spanish
Jenny Giammugnani
Commercial loan broker
With the firm since 2001, running day-to-day operations through the 2007 crash and the years that followed. Licensed Real Estate Agent since 2009.
English and Spanish
What our clients say
Commercial Lending Capital helped me with my first fix and flip loan and guided me through all of the paperwork with professionalism. I learned a lot from Arturo and his prior experience in the business, and I was able to access the funds in less than 20 days.
Alberto P.New Jersey I contacted Commercial Lending Capital not knowing exactly what was needed or how to proceed with my first-ever DSCR loan. Arturo and Jenny went the extra mile explaining all aspects of the loan and funded it without any issues.
Roberto M.California I was in the process of talking to several lenders to obtain capital for my first ground-up construction project. When I contacted Commercial Lending Capital, Arturo and his team walked me through the entire process, oriented me on budget preparation, and guided me through with ease.
Carlos D.Florida I was in the market trying to refinance my daycare business. I came across Commercial Lending Capital, and their team held my hand from the original application until closing day, guiding me through every step needed to secure a low interest rate and good terms for my refi.
Ramona J.Pennsylvania Since we decided to start our own business in fix and flips, we didn't know a lot about the industry. We came across Commercial Lending Capital, and after a couple of Zoom calls with Arturo, he explained in detail the pros and cons of the business. We applied for a loan, which was approved, and our first deal was a great success — thanks to all the guidance they gave us in those meetings.
Juan y María F.Texas
Contact our team
Start with a conversation
Tell us about the project. If we are not the right fit, we will say so — that is faster for both of us.
No obligation. Financing availability and eligibility are subject to applicable requirements and individual circumstances.